As a freelance writer, who receives the majority of my payments on-line services, but occasionally, I get a check in the mail and go to the bank to deposit it.

USAA bank that seems to remove any reason for me to go to the bank with an iPhone application that allows me to deposit my checks practically. All you need do is take a picture of the front of the check with my iPhone, then take control and jump on the back of it. Once I hit send the e-money in the bank.

Of course, I do not have an iPhone, and that is the case with many others. Another limitation of this new paperless service is currently available only for active military personnel. I think it only makes sense, right? How can anyone in Iraq a deadline for the bank?

In case you are wondering, the user of this service is necessary to destroy the check or, if nothing else, write "VOID" on it. If it were me, I would just check to make sure my funds to the bank before doing something like that.

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